New Delhi: The Union Cabinet on Thursday approved extension of the Rashtriya Swasthya Bima Yojana (RSBY) to an approximately 47.50 lakh registered domestic workers in the country.
The scheme envisages smart card based cashless health insurance cover up to Rs 30,000 in any empanelled hospital anywhere in the country.
The funds will be allocated from the National Social Security Fund for Unorganised Workers.
The premium will be shared by the Central and state governments in the ratio of 75:25, except in the North East region and Jammu and Kashmir, where the ratio would be 90:10.
The scheme will cost the Centre an estimated expenditure of Rs 29.7 crore in 2011-12, Rs 74.25 crore in 2012-13, Rs 148.5 crore in 2013-14, Rs 297 crore in 2014-15.
The scheme will benefit one of the largest sectors of women’s employment in the urban areas.
The Centre has given the nod for the scheme after it was felt that domestic workers are unorganized and the sector remains unregulated and unprotected by labour laws. These workers come from vulnerable communities and backward areas.
Most of these are poor, vulnerable, illiterate, unskilled and do not understand the urban labour market.
The RSBY provides for smart card based cashless health insurance cover of Rs 30,000 per annum to BPL workers (a unit of five) in unorganised sector is presently being implemented in 25 States or Union Territories.
More than 2.34 crore smart cards have been issued as on May 31, 2011.
The scheme has since been extended to building and other construction workers registered with Welfare Boards constituted under the Building and Other Construction Workers (Regulation of Employment and Conditions of Service) Act, 1996, street vendors, beedi workers and such MNREGA workers who have worked for more than 15 days during the preceding year.(INN)